* denotes required field
Applicant 1
Date of birth:—Please choose an option— 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st —Please choose an option— January February March April May June July August September October November December —Please choose an option— 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 1906 1905 1904 1903 1902 1901
Nationality—Please choose an option— British Manx Northern Irish Scottish Welsh Afghan Albanian Algerian American Andorran Angolan Antiguans Argentinean Armenian Australian Austrian Azerbaijani Bahamian Bahraini Bangladeshi Barbadian Barbudans Batswana Belarusian Belgian Belizean Beninese Bhutanese Bolivian Bosnian Brazilian British Bruneian Bulgarian Burkinabe Burmese Burundian Cambodian Cameroonian Canadian Cape Verdean Central African Chadian Chilean Chinese Colombian Comoran Congolese Congolese Costa Rican Croatian Cuban Cypriot Czech Danish Djibouti Dominican Dominican Dutch Dutchman Dutchwoman East Timorese Ecuadorean Egyptian Emirian Equatorial Guinean Eritrean Estonian Ethiopian Fijian Filipino Finnish French Gabonese Gambian Georgian German Ghanaian Greek Grenadian Guatemalan Guinea-Bissauan Guinean Guyanese Haitian Herzegovinian Honduran Hungarian I-Kiribati Icelander Indian Indonesian Iranian Iraqi Irish Irish Israeli Italian Ivorian Jamaican Japanese Jordanian Kazakhstani Kenyan Kittian and Nevisian Kuwaiti Kyrgyz Laotian Latvian Lebanese Liberian Libyan Liechtensteiner Lithuanian Luxembourger Macedonian Malagasy Malawian Malaysian Maldivan Malian Maltese Marshallese Mauritanian Mauritian Mexican Micronesian Moldovan Monacan Mongolian Moroccan Mosotho Motswana Mozambican Namibian Nauruan Nepalese Netherlander New Zealander Ni-Vanuatu Nicaraguan Nigerian Nigerien North Korean Northern Irish Norwegian Omani Pakistani Palauan Panamanian Papua New Guinean Paraguayan Peruvian Polish Portuguese Qatari Romanian Russian Rwandan Saint Lucian Salvadoran Samoan San Marinese Sao Tomean Saudi Scottish Senegalese Serbian Seychellois Sierra Leonean Singaporean Slovakian Slovenian Solomon Islander Somali South African South Korean Spanish Sri Lankan Sudanese Surinamer Swazi Swedish Swiss Syrian Taiwanese Tajik Tanzanian Thai Togolese Tongan Trinidadian or Tobagonian Tunisian Turkish Tuvaluan Ugandan Ukrainian Uruguayan Uzbekistani Venezuelan Vietnamese Welsh Welsh Yemenite Zambian Zimbabwean
Do you have a valid Will?—Please choose an option— Yes No
Are you currently in good health?—Please choose an option— Yes No
If No, please provide details:
Are you a smoker?—Please choose an option— Yes No
UK Domicile?—Please choose an option— Yes No
UK Residency?—Please choose an option— Yes No
Expatriate?—Please choose an option— Yes No
Place of Birth:—Please choose an option— England Ireland Isle of Man Northern Ireland Other Scotland Wales
Power Of Attorney Granted?—Please choose an option— Yes No
Applicant 2
Date of birth:—Please choose an option— 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st —Please choose an option— January February March April May June July August September October November December —Please choose an option— 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 1906 1905 1904 1903 1902 1901
Nationality—Please choose an option— British Manx Northern Irish Scottish Welsh Afghan Albanian Algerian American Andorran Angolan Antiguans Argentinean Armenian Australian Austrian Azerbaijani Bahamian Bahraini Bangladeshi Barbadian Barbudans Batswana Belarusian Belgian Belizean Beninese Bhutanese Bolivian Bosnian Brazilian British Bruneian Bulgarian Burkinabe Burmese Burundian Cambodian Cameroonian Canadian Cape Verdean Central African Chadian Chilean Chinese Colombian Comoran Congolese Congolese Costa Rican Croatian Cuban Cypriot Czech Danish Djibouti Dominican Dominican Dutch Dutchman Dutchwoman East Timorese Ecuadorean Egyptian Emirian Equatorial Guinean Eritrean Estonian Ethiopian Fijian Filipino Finnish French Gabonese Gambian Georgian German Ghanaian Greek Grenadian Guatemalan Guinea-Bissauan Guinean Guyanese Haitian Herzegovinian Honduran Hungarian I-Kiribati Icelander Indian Indonesian Iranian Iraqi Irish Irish Israeli Italian Ivorian Jamaican Japanese Jordanian Kazakhstani Kenyan Kittian and Nevisian Kuwaiti Kyrgyz Laotian Latvian Lebanese Liberian Libyan Liechtensteiner Lithuanian Luxembourger Macedonian Malagasy Malawian Malaysian Maldivan Malian Maltese Marshallese Mauritanian Mauritian Mexican Micronesian Moldovan Monacan Mongolian Moroccan Mosotho Motswana Mozambican Namibian Nauruan Nepalese Netherlander New Zealander Ni-Vanuatu Nicaraguan Nigerian Nigerien North Korean Northern Irish Norwegian Omani Pakistani Palauan Panamanian Papua New Guinean Paraguayan Peruvian Polish Portuguese Qatari Romanian Russian Rwandan Saint Lucian Salvadoran Samoan San Marinese Sao Tomean Saudi Scottish Senegalese Serbian Seychellois Sierra Leonean Singaporean Slovakian Slovenian Solomon Islander Somali South African South Korean Spanish Sri Lankan Sudanese Surinamer Swazi Swedish Swiss Syrian Taiwanese Tajik Tanzanian Thai Togolese Tongan Trinidadian or Tobagonian Tunisian Turkish Tuvaluan Ugandan Ukrainian Uruguayan Uzbekistani Venezuelan Vietnamese Welsh Welsh Yemenite Zambian Zimbabwean
Do you have a valid Will?—Please choose an option— Yes No
Are you currently in good health?—Please choose an option— Yes No
If No, please provide details:
Are you a smoker?—Please choose an option— Yes No
UK Domicile?—Please choose an option— Yes No
UK Residency?—Please choose an option— Yes No
Expatriate?—Please choose an option— Yes No
Place of Birth:—Please choose an option— England Ireland Isle of Man Northern Ireland Other Scotland Wales
Power Of Attorney Granted?—Please choose an option— Yes No
Do you have any Children and/or Dependants?
Yes No Please give details including relationship, date of birth and future period of likely dependency of each of your dependants.
Name
Relationship
Age
Timescale of dependency
You can get most of these details from either your payslip (if you are employed full/part-time) or your Tax Year Overview (SA302) from HMRC.
Lenders will need to know if you have any other current mortgages or properties than the one you're currently applying for. Please be as detailed here as possible and include your current mortgage if you are remortgaging or moving home. You should be able to find everything you need on your latest mortgage statement.
If you only have one property and are just remortgaging please move on & record the details in the 'Existing Mortgage' section.
Properties Owned:
1. Owners Name(s):
Property address:
Lenders Name:
Repayment or Interest Only?—Please choose an option— Repayment Interest Only
Rate Type:—Please choose an option— Capped Discount Fixed Flexible LIBOR Offset Rate Standard Tracker Variable Other
2. Owners Name(s):
Property address:
Lenders Name:
Repayment or Interest Only?—Please choose an option— Repayment Interest Only
Rate Type:—Please choose an option— Capped Discount Fixed Flexible LIBOR Offset Rate Standard Tracker Variable Other
3. Owners Name(s):
Property address:
Lenders Name:
Repayment or Interest Only?—Please choose an option— Repayment Interest Only
Rate Type:—Please choose an option— Capped Discount Fixed Flexible LIBOR Offset Rate Standard Tracker Variable Other
4. Owners Name(s):
Property address:
Lenders Name:
Repayment or Interest Only?—Please choose an option— Repayment Interest Only
Rate Type:—Please choose an option— Capped Discount Fixed Flexible LIBOR Offset Rate Standard Tracker Variable Other
Lenders will consider your assets & credit commitments when assessing the affordability of your application. Please be as detailed as possible in the liabilities section - car finance, student loans and interest-free furnishings are all examples of obligations that affect your credit profile.
Assets
Description
Asset Category
Currency
Value
Liabilities
Do you have any liabilities?—Please choose an option— Yes No
Do you wish to consider repayment or reduction of any of the above liabilities?
(if no, provide details in notes section)
—Please choose an option— Yes No Why do you not want to consider this?—Please choose an option— Wish to retain control of capital Do not wish to delay pension planning Other Reason
Notes:
Have you ever been refused a mortgage / credit?
—Please choose an option— Yes No Do you have an adverse credit history?—Please choose an option— Yes No
If you have answered YES to the above two questions please move onto the next section
If yes to being refused a mortgage/credit - please explain why you were refused credit:
If Yes to having an adverse credit history- please detail your adverse credit history below:
It may be handy to have a copy of your current account statements (or your banking apps open) here so you can total up all your direct debits and costs of living.
Income
Expenditure
Monthly Basic Essential Expenditure
Other (Basic Essential)
Basic Quality of Living
Other (Basic Quality of Living)
Monthly Non-Essential Outgoings
Other (Non-Essential)
Do you expect any changes in your expenditure in the foreseeable future?
—Please choose an option— Yes No Any additional notes:
Lenders will need to know if you have any other current mortgages than the one you're currently applying for. Please be as detailed here as possible and include your current mortgage if you are remortgaging. You should be able to find everything you need on your latest mortgage statement. If you need a little help then complete our
mortgage letter of authority and we can find all the information out for you.
Do you have an existing mortgage?—Please choose an option— Yes No
If you have an existing mortgage complete this section below:
Existing Mortgage Details
Address:
Is Guarantor Mortgage?
—Please choose an option— Yes No Is the loan subject to Redemption Penalty?—Please choose an option— Yes No
Is the mortgage Portable?—Please choose an option— Yes No
Paid off on completion:
—Please choose an option— Yes No Applicable To Mortgage Transaction?—Please choose an option— Yes No
Is any Mortgage Equity to be used to consolidate debts?—Please choose an option— Yes No
Please provide information about the property to be mortgaged.
Address:
Property Type:
—Please choose an option— Detached Semi-Detached Terraced Detached Bungalow Semi-Detached Bungalow Terraced Bungalow Purpose Built Flat Converted Flat Purpose built Maisonette Converted Maisonette Over a shop Studio flat Flat over four storeys Listed Building Tenure Type:—Please choose an option— Freehold Commonhold Feuhold Flying Freehold Leasehold
Property Status:—Please choose an option— Residential Right to Buy Buy to Let Let to Buy Lifetime Holiday Home Dependant Relative Tenant Investment Property Other
Construction:—Please choose an option— Brick/Tile Timber Frame Concrete Stone Other
Roof Construction:—Please choose an option— Slate Asphalt Concrete Metal Thatched Tile Other
Number of Bedrooms:
—Please choose an option— 0 1 2 3 4 5 6 7 8 9+ Year Built:
New Build?—Please choose an option— Yes No
Ex-Local Authority?—Please choose an option— Yes No
Outbuildings:—Please choose an option— Yes No
Do you want the certainty of the mortgage being repaid at the end of the term?
—Please choose an option— Yes No Are you comfortable if all or part of the mortgage is repaid from the proceeds of an investment vehicle such as an endowment policy, ISA or pension?—Please choose an option— Yes No
Might you redeem part or all of your mortgage in the foreseeable future?—Please choose an option— Yes No
Are you likely to move in the next five years?—Please choose an option— Yes No
Avoid uncertainty of interest rate changes:—Please choose an option— Yes No
Ability to vary monthly payments or pay lump sums off mortgage without penalty:—Please choose an option— Yes No
Ability to add fees to the loan:—Please choose an option— Yes No
Are you concerned about the possibility of future interest rate changes?—Please choose an option— Yes No
Have you any other requirements or comments you would like to make:
Insurance goes hand-in-hand with mortgages as it provides a financial safety net should something unexpected happen to you.
All you need to do is answer a few quick questions in order for us to provide you with a free quote with competitive rates.
If you have any existing policies please complete our letter of authority & you will be given a free no-strings-review from us.
Life & Critical Illness
Would your mortgage(s) and debt(s) be cleared if you were to die or suffer from a critical illness?—Please choose an option— Yes No Not Applicable
Would you and your dependants be able to maintain your standard of living if you were to contract a critical illness?—Please choose an option— Yes No
Would your dependants be able to maintain their standard of living in the event of your death?—Please choose an option— Yes No Not Applicable
Would you want the certainty of knowing that the cost of protection would not change?—Please choose an option— Yes No
Income Protection
In the event of you being unable to work due to accident or illness, would you and your dependants be able to maintain your standard of living?—Please choose an option— Yes No Not Applicable
In the event of you being unable to work due to unemployment, would you and your dependants be able to maintain your standard of living?—Please choose an option— Yes No Not Applicable
Buildings & Contents
Do you have any existing building insurance?—Please choose an option— Yes No
Do you have any existing contents insurance?—Please choose an option— Yes No
Do you have any Buy to Let properties?—Please choose an option— Yes No
Do you have sufficient and appropriate protection to cover your buildings and contents in the event of loss or damage?—Please choose an option— Yes No
The information provided in this fact find is complete and accurate to the best of my/our knowledge.
I/We have provided this information understanding that it is used to form the basis of any advice and recommendations made and that I/we are not under any obligation to take up any recommendations made.
I/We understand that recommendations may be made which involve a regular financial commitment or the investment of capital. Accordingly, I/we understand that I/we must be sure of my/our ability to meet that commitment having given consideration to all other expenditure and the provision for any emergencies, which may require access to funds.
I/We give permission for this information to be used for the preparation of my/our financial plan and understand that the mortgage recommendations will be based solely on the information supplied in this form.
I/We consent to receive any product brochures, technical specifications and any other relevant information on the products that the adviser may recommend electronically via email.
