Mortgages

Mortgages are one of the largest single transactions in most people’s lives. Buying a property can be a stressful and time consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable mortgage, rather than simply accepting a lender’s offer.

Banks, building societies, and smaller niche lenders compete for your business, all offering a variety of interest rate deals, associated fees and other enhancements to attract borrowers.

The main methods of repaying a mortgage are capital and repayment and interest only. It is also sometimes possible to set this up using a combination of the two. A description of these methods is provided below.

Repayment (capital and interest) Method

Interest-only Method

The help we offer you
If you’re looking for advice and practical help in getting the mortgage that meets your needs and financial circumstances, then we’re here and ready to help. Taking out a mortgage is a major financial commitment, and we understand how important it is to get the right mortgage. It’s not just about taking out a sizeable mortgage, it’s also about getting the most suitable mortgage for your individual circumstances.

Buy-to-Let

Commercial Mortgages

Equity Release

First-time Buyers

Moving Home

Remortgage

Specialist Mortgages

By working with us, you benefit from our impartial advice and knowledge of the current mortgages available from a wide range of lenders, so why not get in touch?

We don’t tend to publish mortgage rates on our website. In most cases rates are negotiable and based squarely on the individual circumstances of the borrower, their plans, assets and income.

Firco is an independent mortgage broker that has strong relationships with the key lenders in the UK mortgage market, including those private banks who do not have a high-street presence. We arrange bespoke mortgage solutions for our clients, providing a tailored one-to-one advisory service, delivered face-to-face or remotely, depending on what suits you.

Please click on ‘Become a Client, Enquire Now’ at the bottom of the page and complete the enquiry form and we will normally contact you within the same working day during business hours or if you would prefer us to contact you outside normal business hours then please advise and we will quite happily do so. Alternatively you can email us with details about your requirements to info@fircogroup.co.uk or call us on 0151 372 0388