Dividend Cuts – A Prudent Measure?

Dividend Cuts – A Prudent Measure?

Dividend Cuts A Prudent Measure? It has been a challenging time for UK dividends. In the second quarter of the year, they experienced their biggest quarterly fall on record, declining by 57% (over £22bn). At least 30 companies reduced their dividends, with a further 176 cancelling them entirely. Despite this,

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Maintain Your Retirement Focus

Maintain Your Retirement Focus

Maintain your retirement focus, whether you’re 20 or 50+ Nearly a fifth of people (18%) aged 50 and over say their retirement plans have already been impacted or may be impacted by the pandemic, recent research has revealed*. Of these respondents, 25% say they have not been able to retire

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Spreading Risk Makes Sense

Spreading Risk Makes Sense

Spreading Risk Has Always Made Sense Almost exactly 50 years ago, a company few people had previously heard of was hitting the headlines as the price of its shares went stratospheric. A few months later it came back to earth with a crash. Fortunes were made and lost after mining

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Protecting your Investment Portfolio

Protecting your Investment Portfolio

Protecting your Investment Portfolio The pandemic has placed immense pressure on financial markets across the globe. Markets hate uncertainty and, in recent months, that has been one commodity not in short supply. Heightened volatility, however, does always demonstrate one investment certainty – the importance of portfolio diversification as a means

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Pension Top Tips

Pension Top Tips

Top Tips For Retirement Saving It’s never too early to start saving into a pension… You should start saving for retirement as early as possible as the sooner you begin the longer your savings have to grow. While other financial challenges can make this difficult, investing regular amounts in a

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Making Sense of Pension Withdrawals

Making Sense of Pension Withdrawals

Pension Withdrawals Making Sense Research* has revealed that one in five over 55’s with a private pension withdrew a lump-sum during 2019, although the study does suggest that, for many, this was not a financially sensible course of action. Stash The Cash The most popular reason for accessing pension wealth

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Tending your portfolio will make it bloom

Tending your portfolio will make it bloom

Tending your portfolio will make it bloom All successful gardeners will understand the need to regularly tend their plants, shrubs and lawns in order to ensure a garden can flourish. And, for investors, taking a similar approach with their financial affairs can also bear fruit by ensuring their investment portfolios

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Over 55’s struggle with pensions jargon

Over 55’s struggle with pensions jargon

Over 55’s Struggle With Pensions Jargon A recent study* has found that a significant proportion of over-55s struggle to understand a range of key terms and rules relating to pensions. The survey asked 2,002 UK adults to identify and define various pension-related terms and acronyms. Baffled… Findings from the survey

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