Get Financially Fit in As we face and the year ahead with great anticipation, thoughts of resolutions, often centred around lifestyle improvements and healthy living, usually feature high on our to-do lists. It’s all too easy to overlook the resolution to take stock and refocus on your finances. The new
Read more →Dividend Cuts A Prudent Measure? It has been a challenging time for UK dividends. In the second quarter of the year, they experienced their biggest quarterly fall on record, declining by 57% (over £22bn). At least 30 companies reduced their dividends, with a further 176 cancelling them entirely. Despite this,
Read more →Maintain your retirement focus, whether you’re 20 or 50+ Nearly a fifth of people (18%) aged 50 and over say their retirement plans have already been impacted or may be impacted by the pandemic, recent research has revealed*. Of these respondents, 25% say they have not been able to retire
Read more →Estate planning Making Plans to Protect Your Family’s Financial Future In addition to organising your finances to ensure your assets are protected for your loved ones on your death, estate planning also encompasses ensuring you have enough money to live on; it is a tenuous balance for many. A good
Read more →Spreading Risk Has Always Made Sense Almost exactly 50 years ago, a company few people had previously heard of was hitting the headlines as the price of its shares went stratospheric. A few months later it came back to earth with a crash. Fortunes were made and lost after mining
Read more →Protecting your Investment Portfolio The pandemic has placed immense pressure on financial markets across the globe. Markets hate uncertainty and, in recent months, that has been one commodity not in short supply. Heightened volatility, however, does always demonstrate one investment certainty – the importance of portfolio diversification as a means
Read more →Top Tips For Retirement Saving It’s never too early to start saving into a pension… You should start saving for retirement as early as possible as the sooner you begin the longer your savings have to grow. While other financial challenges can make this difficult, investing regular amounts in a
Read more →Pension Withdrawals Making Sense Research* has revealed that one in five over 55’s with a private pension withdrew a lump-sum during 2019, although the study does suggest that, for many, this was not a financially sensible course of action. Stash The Cash The most popular reason for accessing pension wealth
Read more →Tending your portfolio will make it bloom All successful gardeners will understand the need to regularly tend their plants, shrubs and lawns in order to ensure a garden can flourish. And, for investors, taking a similar approach with their financial affairs can also bear fruit by ensuring their investment portfolios
Read more →Over 55’s Struggle With Pensions Jargon A recent study* has found that a significant proportion of over-55s struggle to understand a range of key terms and rules relating to pensions. The survey asked 2,002 UK adults to identify and define various pension-related terms and acronyms. Baffled… Findings from the survey
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