Helping You Find Your Lost Pensions Failure to keep tabs on old workplace pensions has led to billions of pounds worth of savings being misplaced or forgotten about, according to The Association of British Insurers (ABI).The ABI estimates put the figure at around £19.4 billion, comprising 1.6 million pots with
Read more →Pensions in 2023: What Savers and Retirees Need to Know As the new year approaches, there are many changes that will affect savers and retirees. With rising household expenses and the government’s freezing of income tax thresholds, it’s more important than ever to understand the impact on pensions in 2023.
Read more →Investment in 2023: What Does the Future Hold? Are you curious about what 2023 has in store for investors? While predicting the future is an uncertain task, it’s essential to focus on the things that can be controlled, such as your investment costs and portfolio diversification. Understanding market sentiment is
Read more →Get Financially Fit in As we face and the year ahead with great anticipation, thoughts of resolutions, often centred around lifestyle improvements and healthy living, usually feature high on our to-do lists. It’s all too easy to overlook the resolution to take stock and refocus on your finances. The new
Read more →Dividend Cuts A Prudent Measure? It has been a challenging time for UK dividends. In the second quarter of the year, they experienced their biggest quarterly fall on record, declining by 57% (over £22bn). At least 30 companies reduced their dividends, with a further 176 cancelling them entirely. Despite this,
Read more →Maintain your retirement focus, whether you’re 20 or 50+ Nearly a fifth of people (18%) aged 50 and over say their retirement plans have already been impacted or may be impacted by the pandemic, recent research has revealed*. Of these respondents, 25% say they have not been able to retire
Read more →Estate planning Making Plans to Protect Your Family’s Financial Future In addition to organising your finances to ensure your assets are protected for your loved ones on your death, estate planning also encompasses ensuring you have enough money to live on; it is a tenuous balance for many. A good
Read more →Spreading Risk Has Always Made Sense Almost exactly 50 years ago, a company few people had previously heard of was hitting the headlines as the price of its shares went stratospheric. A few months later it came back to earth with a crash. Fortunes were made and lost after mining
Read more →Protecting your Investment Portfolio The pandemic has placed immense pressure on financial markets across the globe. Markets hate uncertainty and, in recent months, that has been one commodity not in short supply. Heightened volatility, however, does always demonstrate one investment certainty – the importance of portfolio diversification as a means
Read more →Worried your pension will not be enough? Use our service for peace of mind after a full review & tailored financial services. Pensions are not always the most exciting of topics, and almost everyone agrees that they have become so complex due to the numerous changes in legislation, new regulatory
Read more →