Pensions in 2023: What Savers and Retirees Need to Know As the new year approaches, there are many changes that will affect savers and retirees. With rising household expenses and the government’s freezing of income tax thresholds, it’s more important than ever to understand the impact on pensions in 2023.
Read more →Investment in 2023: What Does the Future Hold? Are you curious about what 2023 has in store for investors? While predicting the future is an uncertain task, it’s essential to focus on the things that can be controlled, such as your investment costs and portfolio diversification. Understanding market sentiment is
Read more →Dividend Cuts A Prudent Measure? It has been a challenging time for UK dividends. In the second quarter of the year, they experienced their biggest quarterly fall on record, declining by 57% (over £22bn). At least 30 companies reduced their dividends, with a further 176 cancelling them entirely. Despite this,
Read more →Estate planning Making Plans to Protect Your Family’s Financial Future In addition to organising your finances to ensure your assets are protected for your loved ones on your death, estate planning also encompasses ensuring you have enough money to live on; it is a tenuous balance for many. A good
Read more →Spreading Risk Has Always Made Sense Almost exactly 50 years ago, a company few people had previously heard of was hitting the headlines as the price of its shares went stratospheric. A few months later it came back to earth with a crash. Fortunes were made and lost after mining
Read more →Market update: Coronavirus Investment markets around the world received a boost from central banks as the US Federal Reserve made a surprise cut to interest rates, and the G7 finance ministers issued positive words around monetary support should the coronavirus outbreak continue to impact global growth. On Tuesday (3 March)
Read more →Markets Update At the end of January, several major global markets closed in negative territory. The recently signed US-China trade deal was expected to lift the global economy, but the coronavirus outbreak, coupled with lethargic US economic data and mixed corporate earnings, has intensified global growth concerns. In the UK,
Read more →Brexit Done? The UK officially left the EU on 31 January and is now embarking on an 11-month transition period during which formal trade negotiations will take place. Brexit has undoubtedly been an arduous process, costing two British Prime Ministers their jobs and dividing families the length and breadth of
Read more →The Foundations of Investing With anything, the foundations are the critical. Investing is no different! Quality Choose assets that are expected to provide higher returns relative to their risks. Applying this to funds, quality fund managers should have a sound basis to their operations and growth. However this might take
Read more →Key Personal Finance Tips Taking the time to tune in to a few key pointers can really benefit your finances, helping you plan and manage them effectively. Save Into Your ISA The ISA allowance for 2019-20 is £20,000. Don’t miss this opportunity to save or invest tax-efficiently. We can help
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